The Secure 2.0 Act requires catch-up contributions be made as Roth TSP contributions for “high-earners” who made more than $145,000 in 2025 as reported in Box 3 of their 2025 W-2. This may affect your contributions for the TSP as calculated below. The below numbers are total and do not distinguish how much is in Roth or traditional TSP contributions.
TSP contribution chart for 2026
Based on TSP Maximum Contribution Amount: $24,500
TSP Spillover Amount: $8,000
| HR Links>ESS>Benefits Summary TSP election created on/between | Effective Date of Election | Pay Period | Deduction will be in Paycheck Received | Bi-Weekly Contribution Amount $24,500 | Pay Periods Remaining | Bi-Weekly Contribution to ensure $32,500 ($24,500+ $8,000) (ONLY age 50-59) |
|---|
| 11/30/2025 | 12/13/2025 | 12/14/2025 | 1 | 01/02/2026 | $908.00 | 27 | $1,204.00 |
| 12/14/2025 | 12/27/2025 | 12/28/2025 | 2 | 01/16/2026 | $943.00 | 26 | $1,250.00 |
| 12/28/2025 | 01/10/2026 | 01/11/2026 | 3 | 01/30/2026 | $980.00 | 25 | $1,300.00 |
| 01/11/2026 | 01/24/2026 | 01/25/2026 | 4 | 02/13/2026 | $1,021.00 | 24 | $1,355.00 |
| 01/25/2026 | 02/07/2026 | 02/08/2026 | 5 | 02/27/2026 | $1,066.00 | 23 | $1,414.00 |
| 02/08/2026 | 02/21/2026 | 02/22/2026 | 6 | 03/13/2026 | $1,114.00 | 22 | $1,478.00 |
| 02/22/2026 | 03/07/2026 | 03/08/2026 | 7 | 03/27/2026 | $1,167.00 | 21 | $1,548.00 |
| 03/08/2026 | 03/21/2026 | 03/22/2026 | 8 | 04/10/2026 | $1,225.00 | 20 | $1,625.00 |
| 03/22/2026 | 04/04/2026 | 04/05/2026 | 9 | 04/24/2026 | $1,290.00 | 19 | $1,711.00 |
| 04/05/2026 | 04/18/2026 | 04/19/2026 | 10 | 05/08/2026 | $1,362.00 | 18 | $1,806.00 |
| 04/19/2026 | 05/02/2026 | 05/03/2026 | 11 | 05/22/2026 | $1,442.00 | 17 | $1,912.00 |
| 05/03/2026 | 05/16/2026 | 05/17/2026 | 12 | 06/05/2026 | $1,532.00 | 16 | $2,032.00 |
| 05/17/2026 | 05/30/2026 | 05/31/2026 | 13 | 06/18/2026 | $1,634.00 | 15 | $2,167.00 |
| 05/31/2026 | 06/13/2026 | 06/14/2026 | 14 | 07/02/2026 | $1,750.00 | 14 | $2,322.00 |
| 06/14/2026 | 06/27/2026 | 06/28/2026 | 15 | 07/17/2026 | $1,885.00 | 13 | $2,500.00 |
| 06/28/2026 | 07/11/2026 | 07/12/2026 | 16 | 07/31/2026 | $2,042.00 | 12 | $2,708.00 |
| 07/12/2026 | 07/25/2026 | 07/26/2026 | 17 | 08/14/2026 | $2,228.00 | 11 | $2,954.00 |
| 07/26/2026 | 08/08/2026 | 08/09/2026 | 18 | 08/28/2026 | $2,450.00 | 10 | $3,250.00 |
| 08/09/2026 | 08/22/2026 | 08/23/2026 | 19 | 09/11/2026 | $2,723.00 | 9 | $3,612.00 |
| 08/23/2026 | 09/05/2026 | 09/06/2026 | 20 | 09/25/2026 | $3,063.00 | 8 | $4,063.00 |
| 09/06/2026 | 09/19/2026 | 09/20/2026 | 21 | 10/09/2026 | $3,500.00 | 7 | $4,643.00 |
| 09/20/206 | 10/03/2026 | 10/04/2026 | 22 | 10/23/2026 | $4,084.00 | 6 | $5,417.00 |
| 10/04/2026 | 10/17/2026 | 10/18/2026 | 23 | 11/06/2026 | $4,900.00 | 5 | $6,500.00 |
| 10/18/2026 | 10/31/2026 | 11/01/2026 | 24 | 11/20/2026 | $6,125.00 | 4 | $8,125.00 |
| 11/01/2026 | 11/14/2026 | 11/15/2026 | 25 | 12/04/2026 | $8,167.00 | 3 | $10,834.00 |
| 11/15/2026 | 11/28/2026 | 11/29/2026 | 26 | 12/18/2026 | $12,250.00 | 2 | $16,250.00 |
| 11/29/2026 | 12/12/2026 | 12/13/2026 | 27 | 12/31/2026 | $24,500.00 | 1 | $32,500.00 |
TSP contribution chart for 2026 — Age 60-63
Based on TSP Maximum Contribution Amount: $24,500
TSP Spillover Amount for employees who are 60-63 years old: $11,250
| HR Links>ESS>Benefits Summary TSP election created on/between | Effective Date of Election | Pay Period | Deduction will be in Paycheck Received | Bi-Weekly Contribution to ensure $24,500 | Pay Periods Remaining | Bi-Weekly Contribution to ensure $35,750 ($24,500+ $11,250) (ONLY age 60-63) |
|---|
| 11/30/2025 | 12/13/2025 | 12/14/2025 | 1 | 01/02/2026 | $908.00 | 27 | $1,325.00 |
| 12/14/2025 | 12/27/2025 | 12/28/2025 | 2 | 01/16/2026 | $943.00 | 26 | $1,375.00 |
| 12/28/2025 | 01/10/2026 | 01/11/2026 | 3 | 01/30/2026 | $980.00 | 25 | $1,430.00 |
| 01/11/2026 | 01/24/2026 | 01/25/2026 | 4 | 02/13/2026 | $1,021.00 | 24 | $1,490.00 |
| 01/25/2026 | 02/07/2026 | 02/08/2026 | 5 | 02/27/2026 | $1,066.00 | 23 | $1,555.00 |
| 02/08/2026 | 02/21/2026 | 02/22/2026 | 6 | 03/13/2026 | $1,114.00 | 22 | $1,625.00 |
| 02/22/2026 | 03/07/2026 | 03/08/2026 | 7 | 03/27/2026 | $1,167.00 | 21 | $1,703.00 |
| 03/08/2026 | 03/21/2026 | 03/22/2026 | 8 | 04/10/2026 | $1,225.00 | 20 | $1,788.00 |
| 03/22/2026 | 04/04/2026 | 04/05/2026 | 9 | 04/24/2026 | $1,290.00 | 19 | $1,882.00 |
| 04/05/2026 | 04/18/2026 | 04/19/2026 | 10 | 05/08/2026 | $1,362.00 | 18 | $1,987.00 |
| 04/19/2026 | 05/02/2026 | 05/03/2026 | 11 | 05/22/2026 | $1,442.00 | 17 | $2,103.00 |
| 05/03/2026 | 05/16/2026 | 05/17/2026 | 12 | 06/05/2026 | $1,532.00 | 16 | $2,235.00 |
| 05/17/2026 | 05/30/2026 | 05/31/2026 | 13 | 06/18/2026 | $1,634.00 | 15 | $2,384.00 |
| 05/31/2026 | 06/13/2026 | 06/14/2026 | 14 | 07/02/2026 | $1,885.00 | 14 | $2,554.00 |
| 06/14/2026 | 06/27/2026 | 06/28/2026 | 15 | 07/17/2026 | $2,042.00 | 13 | $2,750.00 |
| 06/28/2026 | 07/11/2026 | 07/12/2026 | 16 | 07/31/2026 | $2,228.00 | 12 | $2,980.00 |
| 07/12/2026 | 07/25/2026 | 07/26/2026 | 17 | 08/14/2026 | $2,450.00 | 11 | $3,250.00 |
| 07/26/2026 | 08/08/2026 | 08/09/2026 | 18 | 08/28/2026 | $2,723.00 | 10 | $3,575.00 |
| 08/09/2026 | 08/22/2026 | 08/23/2026 | 19 | 09/11/2026 | $3,063.00 | 9 | $3,972.00 |
| 08/23/2026 | 09/05/2026 | 09/06/2026 | 20 | 09/25/2026 | $3,500.00 | 8 | $4,469.00 |
| 09/06/2026 | 09/19/2026 | 09/20/2026 | 21 | 10/09/2026 | $4,084.00 | 7 | $5,108.00 |
| 09/20/206 | 10/03/2026 | 10/04/2026 | 22 | 10/23/2026 | $4,900.00 | 6 | $5,959.00 |
| 10/04/2026 | 10/17/2026 | 10/18/2026 | 23 | 11/06/2026 | $6,125.00 | 5 | $7,150.00 |
| 10/18/2026 | 10/31/2026 | 11/01/2026 | 24 | 11/20/2026 | $8,167.00 | 4 | $8,938.00 |
| 11/01/2026 | 11/14/2026 | 11/15/2026 | 25 | 12/04/2026 | $12,250.00 | 3 | $11,917.00 |
| 11/15/2026 | 11/28/2026 | 11/29/2026 | 26 | 12/18/2026 | $24,500.00 | 2 | $17,875.00 |
| 11/29/2026 | 12/12/2026 | 12/13/2026 | 27 | 12/31/2026 | $24,500.00 | 1 | $35,750.00 |